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How do you negotiate a “Pay for Delete” when you have a CA and the OC both showing up on your credit report for the same account?
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You should dispute both of them before trying the pay for delete. Hopefully at least one will be removed, then use the pay for delete on the other. If both of them get removed, you don't need to do a pay for delete. If neither of them get removed, then try to contact the OC to get the account back from the CA. Then, try the pay for delete with the OC.
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