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| i am about to send out my letters to the CRA's and i would like some feed back to see what ya guys think Ron Fakename 123 fake street Manhatten Beach CA, 90259 Social Security number: 111-11-1111 Date of birth: 04-01-1964 Equifax P. O. Box 740241 Atlanta, GA 30374-0241 09/09/2010 Dear Credit Bureau, I applied for a loan last week and I was told that my credit scores were too low so I requested my credit reports and after reviewing them I have noticed numerous errors! I am sure that this is not normal? Please correct these errors as soon as possible! I have no record or knowledge of the following accounts: 1. Bank of America Account Type: Revolving Account Number: XXXX Payment Responsibility: Individual Date Opened: 02/2004 Balance Date: 05/2010 Balance Amount: $0 Monthly Payment: High/Limit: $500 Account Status: Collection Past Due Amount: $0 2. Capital One Account Type: Revolving Account Number: 48623624XXXX Payment Responsibility: Individual Date Opened: 07/2004 Balance Date: 04/2010 Balance Amount: $0 Monthly Payment: High/Limit: $200 Account Status: Collection Past Due Amount: $0 3. MIDLAND CREDIT MANAGEMENT Account Type: Open Account Number: 852730XXXX Payment Responsibility: Individual Date Opened: 04/2008 Balance Date: 08/2010 Balance Amount: $933 Monthly Payment: $0 High/Limit: $933 Account Status: Collection Past Due Amount: $933 Comments: COLLECTION ACCOUNT 4. I.C. SYSTEMS INC Reported Not Reported Collector: I.C. SYSTEMS INC Account Number: 351366XXXX Date Opened: 08/2008 Balance Date: 04/2009 Balance Amount: $136 Date of Status: 04/2009 Status: Closed 5. GREATER CALIFORNIA FINANCIAL S Reported Collector: GREATER CALIFORNIA FINANCIAL S Account Number: 6643XXXX Date Opened: 03/2008 Balance Date: 05/2010 Balance Amount: $1,754 Date of Status: 05/2010 Status: Closed If any of these accounts are verified, please furnish me with the name and address of the verifying party, the method of verification, and the reported first delinquency from the original creditor. Thanks for your time! Sincerely, Ron Fakename |
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It looks good, you don't have to list all of the details of the account, but it doesn't hurt to do that either.
__________________ Chane Best Credit Repair Companies | Best Credit Monitoring Services | "No Credit" Credit Cards | "Bad Credit" Credit Cards |
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thank you for taking a look at it ill send them out to day. i would be so lost f i didnt have you guys to help me.
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