I am an Authorized User. Is that bad?

[flimas1]

I have 3 accounts that reflect ME as an Authorized User for credit i got with a girlfriend some years back. They are all in good standing but 1 of them is maxed out pretty much.

In what ways is this affecting my score if any?

Can i remove myself as authorized user? How? Will it affect my score negatively or positively?

Does the maxed out balance affect me?

thanks.

PS i just got a PFD done!! im on my way!

[chane]

It affects your score as much as if they were only yours. Yes, the maxed out balance affects you. Can you removed yourself for just that account? I don't even know if they will let you do that.

As long as all of the other accounts are not maxed out, you should be ok. Is there anyway to have her pay that account down? It really should never get higher than 30-40% of the limit.

[flimas1]

Thanks! Yes we are working on having it payed down as of today.