Really REALLY need advice

[cjmj1977]

Hi guys.. here's an interesting one.. so i have a neg on my experian from a CA, who was collecting on an old (2005) dental bill.. now.. i filed BK.. and they updated the CBR to say IIB.. fair enough... ok.. so i asked to verify what the $100 bill was made up of..(via experian dispute) now they refuse to verify and just comes back reporting correctly.. i haven't wrote any letters yet, as the templates here kinda of relate to attempts to collect the debt. I just want valid proof of what this is.. what are my options/next steps.. kinda baffled on this one...

[chane]

Experian is the worst CRA to deal with. Once they verify something, it's very hard to get it removed.

Are you wanting the CA to validate the debt? If so, you need to send them a debt validation letter. By the way, we have all kinds of credit repair letters here.