Disputing a CA, when just out of SOL

[voncreutz]

I'm getting ready to dispute a CA. It's out of SOL in july and it's a credit card which only had a credit limit of $300. The CA wants $700 now.

What do I need to include in my dispute letter? I have a copy of my drivers licence, social security card and a utility bill. Do I need to add a copy of the page on my credit report that has this item listed?, and if so, do I need to first order new credit reports from all 3 CRA's?

Should I also get a return receipt for my dispute letters?

I have disputed online earlier and got previous addresses and inquiries deleted, but I now want to move on to the serious stuff that are coming out of SOL soon.

Thank you

[bamm]

Do not send CA any copies of you DL, SS#, or anything like that. When you dispute an account and request validation, you are requiring them to prove to you that the debt is yours. Don't empower them.

[voncreutz]

Thanks for the help regarding this. I was confused about it since I had read somewhere that I needed to include all this info.