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#1
 
Old 07-05-2010, 07:27 AM
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Default Paying off a collection account...

I recently was going over my credit report and came across a collection account for medical bills that I still owe $413 on. Should I pay this account in full or just leave it since from my knowledge...paying the account in full will not help my credit score anyways. I already tried to negotiate a PFD with them over the phone and they wouldnt agree.
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Old 07-06-2010, 02:23 PM
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How old is the account?
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Old 07-07-2010, 02:29 AM
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Quote:
Originally Posted by chane View Post
How old is the account?
last year feb...
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Old 07-07-2010, 03:03 PM
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It's not that old. I would probably pay it if I had the money, then wait a month or 2 and dispute it. CAs don't care about accounts that are paid. They will probably not bother to verify it if you dispute it once it's paid.
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