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#1
 
Old 06-08-2010, 11:53 PM
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Default Experian won't let me dispute again?

Hi guys I'm new to the forum. Wanted to drop in and introduce myself. I do have some questions also.
Really want to get a handle on cleaning up my credit and this site is awesome from what I've been reading.

My questions are:

I did a dispute sweep online with Experian about a year ago and then again about 6 months ago. Few days ago I went to go and try and dispute on EX site and it says I can no longer dispute this item because it’s been verified. Wow there getting to be more and more a PITA. Can someone recommend what will be the best way for me to dispute with Experian? If I need to send letters please recommend best ones or your best thread to point me to for this situation and I will read up. I have been reading up on the forum and beginners stuff for a while now.

Also I just recently found an item I want to try for a PFD.
It is only being reported by the CA and not the OC. My question is who should I try the PFD letter to? Should I send to the CA since they are reporting it or to the OC?

I have a few more misc. things I would like to cover if anyone wouldn’t mind taking a look at my TL it would be greatly appreciated.
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#2
 
Old 06-09-2010, 01:41 AM
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Disputes should never be done online. Experian is the most difficult CRA to deal with of the 3. You can try disputing it again, but once they verify it the chances of getting it off are slim.

Send the PFD request to the CA.
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#3
 
Old 06-09-2010, 10:37 PM
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Cool yeah ill send the PFD to the CA then.
As far as disputing again... Maybe I should try the 1 2 punch. Being that I did it online and didn't do the 1 2 punch it may help if I did it by mail along w/ 1 2 punch. What you think. thanks man for the help.
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#4
 
Old 06-10-2010, 11:50 PM
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It wouldn't hurt to try the 1-2 punch. It's just very difficult to deal with Experian.
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#5
 
Old 06-13-2010, 03:17 AM
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Yeah I am starting to see how hard they are to deal with. There billing is even crazy. Billed me 3 times in one month! I let you know how it goes. Thanks for the info.
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