| #1
04-10-2010, 01:18 AM
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 Authorized user charge off
I'm in the process of get approved for a mortgage loan. In pulling my credit report it has come to my attention that I am being reported as an authorized user on 17K credit card charge off from 2008. I am currently disputing to have it deleted and Equifax says is was verified which is abdurd. I've never been and authorized user on a card. My question is If I can't get this item deleted from CRA's will the lender make me settle it?
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| #2
04-20-2010, 06:21 AM
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Equifax is the easiest CRA to deal with. Try disputing again. Make sure you wait at least 30 days and make sure you are disputing it correctly. How are you disputing it?
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