Can someone please help me fix this

[northside76]

I am in the process for fix my credit score, but before i found this web site i got my credit score and just paid every account i had off. All of them were in collections. But after reading if found that it wont make any differences if they don’t delete it off over my CR. I have lost my bargaining chip now, so what the best way to go about getting the account off of my CR.

[IcanHelpU]

I want to dispute the acct with the CRA's stating that they agreed to remove the acct in exchange for payment. Sine you already paid the bill, chances are the creditor will not put any effort into disputing the acct with the CRA's.

[zyal8trr]

Originally Posted by northside76

I am in the process for fix my credit score, but before i found this web site i got my credit score and just paid every account i had off. All of them were in collections. But after reading if found that it wont make any differences if they don’t delete it off over my CR. I have lost my bargaining chip now, so what the best way to go about getting the account off of my CR.

Best thing to do now is to send goodwill letters to the banks/collection agencies you paid off. Be persistent, sometimes it takes a few tries before they give in.

[94B]

Originally Posted by northside76

I am in the process for fix my credit score, but before i found this web site i got my credit score and just paid every account i had off. All of them were in collections. But after reading if found that it wont make any differences if they don’t delete it off over my CR. I have lost my bargaining chip now, so what the best way to go about getting the account off of my CR.

You can start by continuing to read the information posted on the site. There is some good info here.

Next, look at the link below started by Trish, it's a GREAT start in where to begin your credit repair journey.

Basic Step by Step Beginner's Guide to Credit Repair

There are also several posts regarding paid collections on this site, do a search you will see. I happened to have found one by Trish on the link below(#2 post I believe).

So many mistakes!!

Honestly, there isn't a magic solution that's going to make all the bad things on your credit report go away instantly. It's going to take some work and a lot of patience.