Score is 541, trying to purchase a home

[chane]

Originally Posted by srjjames

Chance, I disputed my report again and used the below statement. TransUnion replied with everything..Previously verified. Can I do something more with this? Nothing was deleted. I have a judgment, 5 settled accounts with a lot of lates and 2 CA account.

Please provide documentation that the following accounts belong on my credit report and that my rights have not been abrogated. Otherwise please delete this damaging data immediately.

It's Chane, pronounced Shane, not Chance.

You can try some of the other methods or you can keep disputing. I've seen things removed after several disputes (I've sent over 15), but usually the chance of getting it removed drops significantly with each one.