Since experian is so tough...

[Help]

is it wise to try to fix my TU and EQ reports and leave the EX alone?

obviously, i would love to raise my scores with all 3 bureaus but, i only need my middle score to be 620 or more (mortgage).

currently my scores are
EX: 610
TU: 572
EQ: 539

[improving]

I'd continue to work on all of them.

Experian is tough, but on mine, as well as yours - they are the highest score.

So, just keep disputing with them all and pay off or down some credit cards to get your score up faster.

Good luck.

[Help]

Originally Posted by improving

I'd continue to work on all of them.

Experian is tough, but on mine, as well as yours - they are the highest score.

So, just keep disputing with them all and pay off or down some credit cards to get your score up faster.

Good luck.

Ok that makes sense. My logic was flawed when I posted that. If I'm going to be sending letters out might as well be to everyone right? It doesn't hurt to try...

[improving]

We all have our flaws. ha.

I think since your goal is to reach 620 mid score and experian is the closest - they also could be the easiest to get an increase in the score. Of course, your others will need to increase too.

Better chance of something happening though.

Have fun!

[Help]

Originally Posted by improving

We all have our flaws. ha.

I think since your goal is to reach 620 mid score and experian is the closest - they also could be the easiest to get an increase in the score. Of course, your others will need to increase too.

Better chance of something happening though.

Have fun!

The reason my best score is with experian is because hardly anyone reported to them. Most of the negative accounts on my report are with Equifax.

There are a couple of thins out of SOL on my report though and one is actually one year away from being 7 years old... I think I'm gonna 1/2 punch that one since its the oldest and is on all 3 reports.

Thanks for the encouragin words