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#1
 
Old 01-21-2010, 12:53 AM
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Default Question of removal

I have 2 past due notices on my account back in 2006. One is for 30 days(for to pay) and the other is for 60days past due. The 30 days is a credit card and the 60 days in a car loan. Loan is paid off. How would I go about getting those removed?

Thanks in advance.
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#2
 
Old 01-25-2010, 11:55 PM
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i don't know for sure, but i would think a i'm so sorry letter to a big wig @ the company? but i wouldn't think one late would affect your score all that much.
i had a lease and wrote to the company w/ an oh my gosh letter and got the mark removed but that was during the lease not after it was closed
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#3
 
Old 01-26-2010, 09:30 AM
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Default Removal of old lates

If these accounts are from 2006, and have a zero balance, they are no longer effecting your score. Any entry on a report that is over 2 years old is considered stale, and is no longer effecting your score.
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