Volvo Finance

[stagefoursurvivor]

Had a loan and entered Ch 13, paid loan off as scheduled in '04 loan lien cleared and sent to me, discharged from 13 in 6/05 3 yrs early. THEN VFNA reports to CRAs derog with past due $400(IF there was past due, why was lien released?).

Today, they tell me yes, that derog is a mistake, there was no balance due BUT, the CRA update they will only show acct closed and bankruptcy AND won't report paid in full! WTH is that? Do I need to sue their butt?

[chane]

I wouldn't sue them until you've exhausted all of your other options. Try disputing them first with the CRAs.