Question about late payments

[jwelch47]

Am I right to assume that a 30 day late payment actually has to reach 30 days late to qualify? If I paid 29 days late it can't show 30 days late on my credit report. Or If I paid 59 days late it would show as 30 days late.

Also I read somewhere that it hurts your score more when multiple late pays are back to back. Example: 30,60,90 days late and it shouldn't appear like that on your CR. Anybody know anything about this? It doesn't sound right because then it would look like this OK,OK,90.

[diggingout1]

My credit report shows the late pays as 30, 60, 90.