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07-05-2009, 01:08 AM
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 Where do I start?
I have been putting this off for years now, but my credit is becoming increasingly important with a growing family. I have recently been relocated for my job and I need to have at least a 620 in order to qualify for my VA loan thru the relocation company I am working with. Needless to say, both my wife and I have terrible credit scores due to very poor financial habits. I have a 485 and my wife has a 508. After reading this site, I have done the following: -Ordered all three CR for both of us -Opted out for the both of us It appears that the major "setbacks" on our credit reports are student loans / medical bills. The student loans foreclosed for the both of us and appears to be a MAJOR issue. After reading this site, it appears that the next step is the 1-2 punch. My question is this, how quickly or humanly possible will it take to get to 620 for my wife and I?[*]Opted out[/LIST]  |
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