Understanding my Experian CR

[mullie]

Hi all! I have an account in collections. This account was written off and transferred to a collection agency. I haven't paid anything on this account since July 2001. I was with a debt consolidation company but this account was never settled. My only contact with them was a validation of debt letter I sent to them in Jan 2005. My Experian CR account history for this account shows following:

30 days past due as of Aug 2001
60 days past due as of Oct 2001
90............................Nov 2001
120..........................Dec 2001
150..........................Jan 2002
180..........................Dec 2003 to Nov 2005, Feb 2002
Charge off as of Dec 2005, Feb 2002

My questions are:
1. Why is there a range of dates on the 180 days past due?
2. Why are their 2 charge off dates?
3. When does the statute of limitations clock start on this account?

Any info will be much appreciated. Thank you!

mullie

[T_C]

Not sure about the 180 days late, but if goes by your date of first delinquency as far as when it stops reporting. If you haven't paid since 2001, this should have been removed in 2008.

[Nixer]

Yes you should be able to dispute this with EX saying it is past SOL and have it removed. I have been able to do that with a TL I had. Just as long as your DOLA was in '01.