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Old 06-08-2009, 03:13 AM
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carajul is on a distinguished road
Default Same account showing 3 times Chargeoffed!?

My second mortgage was CO'd in May '09. I just checked my Equifax report and they are showing Jun '06 as a CO even though I paid every month in '06 on time. Then they show April and May '09 as CO.

How can the same account have 3 CO dates? And one of which was in the middle of the '06 year when I paid on time!?

Does having it show 3 CO make a difference on the FICO score?
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Old 06-08-2009, 01:17 PM
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Hmmm.........not sure about that but it sounds like it's reporting inaccurately. You should definitely dispute those earlier CO notations with the CRAs.
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