Organization...

[mountaindews]

How do you keep your files on credit repair organized? I have a system right now, but it seems as though I keep getting myself confused and I want to find a better way to keep all my info in order and easily able to find. Thanks a bunch!

[jjgross]

Originally Posted by mountaindews

How do you keep your files on credit repair organized? I have a system right now, but it seems as though I keep getting myself confused and I want to find a better way to keep all my info in order and easily able to find. Thanks a bunch!

Start by making a folder for different areas with files,put the fdcpa in one dispute letters in another with subfolders for different dispute,then different articles etc.

[Trish]

That's a tough one......I have trouble keeping it all organized myself sometimes.

I have a whole drawer specifically for credit repair........plus I have double files since I am doing my husband's and mine.
So.....this is how I do it right now:
1 folder for each CRA (per person). Everytime I get a new credit report or results, I put TU CRs/results in my TU folder, EX results in my EX folder, etc. (and of course those files get full quick.....so I have overflow folders of older CRs too). I try to put the most recent one in the front so they stay in order of date.
I started out with just a folder for CAs and another folder for OCs.......but you will learn that over time that will grow. If you start getting more correspondence from/for one particular creditor, then give them their own folder........or especially if you have one you need to keep a good papertrail on.

I have two of those manilla envelopes (one for CAs and one for OCs) full of CM slips and RR cards and then another one full of blank CM slips and RR cards.

Then on my computer, I have a folder for each CRA to keep online CRs.......a folder for dispute letters to the CRAs, a folder for DV letters, etc. I always name my letters with the name of the CA/OC so I can find them easily.......for example DV1Asset, DV2LVNV, ITSCertegy.......like that.

It's kinda just how it evolved......but like I said, I still feel unorganized sometimes. One thing I have found out is that it's best to file things IMMEDIATELY so that they get in the right folder. If you let them pile up, they can get mixed up and then it's just a mess.

Maybe some of the other members will chime in on what their system is......I wouldn't mind seeing how other people do it.

[jjgross]

Originally Posted by Trish

That's a tough one......I have trouble keeping it all organized myself sometimes.

I have a whole drawer specifically for credit repair........plus I have double files since I am doing my husband's and mine.
So.....this is how I do it right now:
1 folder for each CRA (per person). Everytime I get a new credit report or results, I put TU CRs/results in my TU folder, EX results in my EX folder, etc. (and of course those files get full quick.....so I have overflow folders of older CRs too). I try to put the most recent one in the front so they stay in order of date.
I started out with just a folder for CAs and another folder for OCs.......but you will learn that over time that will grow. If you start getting more correspondence from/for one particular creditor, then give them their own folder........or especially if you have one you need to keep a good papertrail on.

I have two of those manilla envelopes (one for CAs and one for OCs) full of CM slips and RR cards and then another one full of blank CM slips and RR cards.

Then on my computer, I have a folder for each CRA to keep online CRs.......a folder for dispute letters to the CRAs, a folder for DV letters, etc. I always name my letters with the name of the CA/OC so I can find them easily.......for example DV1Asset, DV2LVNV, ITSCertegy.......like that.

It's kinda just how it evolved......but like I said, I still feel unorganized sometimes. One thing I have found out is that it's best to file things IMMEDIATELY so that they get in the right folder. If you let them pile up, they can get mixed up and then it's just a mess.

Maybe some of the other members will chime in on what their system is......I wouldn't mind seeing how other people do it.

Remember if you have a scanner you can get your letters scanned in, burn them to a disc so for a reference you could pop your disc's in for a quick reference,so you would rarely have to get into your file cabinet,what you have to do is to do what is best and makes sense for you.

[mountaindews]

Wow, Thanks so much! I thought I had a good system going and then I realized I was completely confused. I just stopped doing anything at all. I am working on two set (mine and the BF) and I get worried that without being organized I will slip up and make a huge mistake!! Thanks so much!