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#1
 
Old 04-18-2009, 01:58 PM
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Question Heres another one - look for errors

Cap1
acc#*****
condition-derogatory
balance-0
type-cc
pay status-unknown
past-0
high-2800
terms-
limit-2000
pay-0
open-03/05/2001
reported-07/23/2007
chap7
lates-30-0-60-0-90-0
day reported was day i filed bankruptcy (maybe they were called)HM to convenient

Last edited by jjgross; 04-18-2009 at 01:59 PM. Reason: addd
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#2
 
Old 04-18-2009, 02:26 PM
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I didn't think it could be listed as a derog if it was IIB. Not sure though......I would have to check that.
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#3
 
Old 04-18-2009, 02:32 PM
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Ok, I looked.....it SHOULD NOT be reported as "derogatory" post BK.

You should send them a letter telling them that they must cease and desist this illegal reporting or you will haul them into bankruptcy court to face contempt charges and sanctions for their illegal actions.
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#4
 
Old 04-18-2009, 02:38 PM
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You should also read this:
[broken link]
I believe it can back you up........if so, cite it in your letter to Crap1.
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#5
 
Old 04-18-2009, 03:07 PM
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Quote:
Originally Posted by Trish View Post
You should also read this:
[broken link]
I believe it can back you up........if so, cite it in your letter to Crap1.
By reporting it as derogatory that can mean its still an attempt to collect-it should read paid?My opinion!
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