Best way to raise FICO scores, any suggestions?

[Running Man]

I got scores in the low 600s. I have one open tradeline and the rest are all paid accounts. I need to get my scores higher and I'm looking for some help or tips. Is it possible to add about 100 points in 60 days? I want to buy a house and I'm self employed. I figure the higher my scores, the less money down.

[Lula]

You are right the higher your credit score, the LOWER INTEREST rate you'll qualify for. The amount of money put down is up to you and also may factor into that. I don't know if 60 days is fast enough to raise it from the low 600's to the 700's. You score is also not necessarily based on current credit, but past credit, payment history, debt to credit ratio (except if you have a CC with a $7000 limit, yet you owe $6000 on the card, that doesnt look good. Collections that have been reported come up as a negative.