Removal of Old Addresses and Names

[chane]

Originally Posted by guzy69

Sorry about the double post. What I am asking is this; I have always used my middle name when applying for any kind of credit. If I dispute the name with the big 3 saying that it is "not me", along with the address dispute, any TL that is associated with the name they have on file and the address will not match my name on my (birth certificate, Social, and Drivers License). How can they verify its me? Does that make sense?

Thanks for the input!!!

They have your social security number. Everything is tracked by that. Attempting to change your identity and/or getting a new credit profile is fraud in most cases. I believe it's a felony.

We don't advocate breaking the law or being dishonest here. The law is on our side and by understanding our consumer rights we demand that CRAs and CAs stay on the right side of the law.

[AAKD73]

Hi

Recently, about a month ago, I have got a Judgement for $16,300. This judgement is a Tenant and Landlord case. I am a tenant and I fight for this case and I lost it. I dont want to pay landlord that amount. By the way, the landlord doesnt have my social security number, because he didnt check my credit report when I rent his appartment.
Now, I need to know is it possible that judgement wont be on CR or when (proxi) it will be shown on my CR? Also, I want to delete that judgement from my CR after it appears there.
I moved from my old address and i have a new address more 2 motns. Should I dispute to CRA to delete my 12 years old address and other related info... before the judgement appears on my CR? I have my new address shown on my CR about 2 monts, and isnt it soon to dispute? Please help me to figure out!
Than you

[Trish]

If the landlord got a court ordered judgment on you......then depending on what state you are in........you may not have a choice. They could garnish your wages or seize your bank accounts.

Yes, it is possible (and likely) that it will show up on your CRs. There is a guide to disputing/removing judgments in the public records section.

[jjgross]

Originally Posted by chane

They have your social security number. Everything is tracked by that. Attempting to change your identity and/or getting a new credit profile is fraud in most cases. I believe it's a felony.

We don't advocate breaking the law or being dishonest here. The law is on our side and by understanding our consumer rights we demand that CRAs and CAs stay on the right side of the law.

To get address's deleted by ex is a project in its self.But to do it in a matter not defined by the fdcpa,or the fcra is opening a can of worms.It is a felony and depending on which state or federal wants to handle it's to 2yrs-10yrs.However look on the bright side.3 meals a day,rec time access to the library and you don;t have to buy gas,nor pay for gas and lights,plus a very small salary very small.No income tax nor have your credit cards rate jacked.

[AAKD73]

I live in California.

[Trish]

You need to be careful then. In CA, they can garnish your wages. Sorry to be the bearer of bad news........but you are going to have to work out some sort of payment plan with them.

[AAKD73]

I have only a car under my name (not expensive), and I dont get any checks (work),

[AAKD73]

you say they can garnish your wages. How long I have to be careful?

[AAKD73]

By the way, thank you for replying so fast.

[Trish]

Well, if you have no income or assets then they may not be able to get anything from you. But....in the event that you do start working........just be aware that they could come after you then.
Also if you are married, Ca is a community property state........meaning they can go after your spouse too. Just an FYI.