please help a newbie

[mang012345]

thanks in advance, i was going through tough times in 2000
and wasnt able to pay a capital one credit cardl , i just checked my credit report and it is still listed . my question is shouldnt it be deleted after 7 years . heres how it looks n the credit report

Account # 41217417XXXX thanks again
Account Type Credit Card - Revolving Terms
Balance $2,493.00
Date Opened 3/1/2000

Account Status Closed
Mo. Payment
Close Account Details Past Due $2,493.00
Payment Status Charge-off
High Balance $2,493.00
Limit
Terms Revolving
Comments Credit line closed-grantor request-reported by subscriber

[jjgross]

Originally Posted by mang012345

thanks in advance, i was going through tough times in 2000
and wasnt able to pay a capital one credit cardl , i just checked my credit report and it is still listed . my question is shouldnt it be deleted after 7 years . heres how it looks n the credit report

Account # 41217417XXXX thanks again
Account Type Credit Card - Revolving Terms
Balance $2,493.00
Date Opened 3/1/2000

Account Status Closed
Mo. Payment
Close Account Details Past Due $2,493.00
Payment Status Charge-off
High Balance $2,493.00
Limit
Terms Revolving
Comments Credit line closed-grantor request-reported by subscriber

when was your last payment just dispute it with cap one.thendispute with cra's

[JPolito830]

I would just dispute the last payment...This should take care of everything.