Credit Blacklist (Chex Systems)

[gongzuo]

Hi,I'm on Credit Blacklist,it was terrible!How can i repair it?

[marcwilliams]

Hi,

You will not be removed from that list easily, but the best thing you can get do is repair your credit and when negative items come off your credit report and your credit improves you should ask them to remove you from the list.

Good luck!!

[GettingBetter]

Forgive my ignorance, but what is the "Credit Blacklist"?

[gongzuo]

Originally Posted by GettingBetter

Forgive my ignorance, but what is the "Credit Blacklist"?

First,Thanks for your replaling.
Second,it is my fault.I did not write clearly.It is chiglish. My means is that my name is on the bank blanklist.
third,The rating of my credit card is increasingly low,and bank loans difficult to declare.
Last,Can you give me some advise and Recommend some sites about this questions.
thank you!

[chane]

Are you referring to ChexSystems as the credit blacklist?

[gongzuo]

Yes,thank you!

[JPolito830]

If I recall from my banking days, ChexSystems is pretty tough to get off of...Would a credit counseling service be able to help?

[chane]

Originally Posted by JPolito830

If I recall from my banking days, ChexSystems is pretty tough to get off of...Would a credit counseling service be able to help?

Credit counseling destroys your credit. You can dispute ChexSystem accounts just like you can with the 3 major CRAs. The best way to get off ChexSystems though, is to pay off the account.

[gongzuo]

Thank you ,i will try.

[gongzuo]

Thank you.