To pay, or not to pay?

[CreditCrisis]

I have a few charge off accounts, some i really want to take care of, others i cant.

Also, I have numerous accounts from one creditor, but i know i didnt have that many accounts with them. but they report different account numbers and really large amounts! Can they do this to charge more interest or what?

[Olisellana]

I personally wouldn't pay anything without asking them to verify the debt and then see if they can validate. If they can't then they have to remove it. therefore if there are 3 accounts with differant account numbers I would ask them to verify all of them and see if they are giving you the same item of information with 3 differant account numbers. Then I would send that data to the big 3 and let them know what they are doing. This will at least help you with that matter. The things you want to take care of I would try to get it removed instead of paying it and see if you can save some of the money first.

[CreditCrisis]

Thank you very much. thats what i figured. once i have verified that they arent my accounts, why should I notify the CRA's? Dont they have to do that right away? how do i do that?