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Old 09-20-2007, 07:55 AM
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Default Credit Report - Debt to Income Ratio?
How do I figure out my debt to income ratio when I am reading my credit report?
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Old 09-20-2007, 08:36 AM
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Lenders figure your debt-to-income ratio by dividing the total of your monthly payments (including the proposed new payment) by your gross (pre-tax) monthly income.
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