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View Poll Results: What is your credit score?
under 400 2 2.70%
401 - 500 4 5.41%
501 - 600 44 59.46%
601 - 700 21 28.38%
701 - 850 3 4.05%
Voters: 74. You may not vote on this poll

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  #11 (permalink)  
Old 02-07-2009, 07:26 PM
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Join Date: May 2008
Posts: 134
scorch is on a distinguished road
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I just bought my FICO scores.

TU

683

EQ

691

EX

664

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  #12 (permalink)  
Old 02-07-2009, 07:48 PM
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Quote:
Originally Posted by scorch View Post
I just bought my FICO scores.

TU

683

EQ

691

EX

664
Not bad, what were they when you started?
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  #13 (permalink)  
Old 02-07-2009, 10:51 PM
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Quote:
Originally Posted by chane View Post
Not bad, what were they when you started?
As far as I know I did not have a score. The reason for that is because I had not established credit.

I began with four lone collection accounts. I have since had those removed and right now I have a total of 4 credit items in good standing. What is hurting my scores right now is the short credit history. Most of my inquiries are on my Experian credit report and I have just opened 2 credit cards which is affecting my credit history average.

What I'm going to do to improve my score is keep the accounts open as long as possible, keep my balances low and pay everything on time.
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  #14 (permalink)  
Old 04-27-2009, 01:15 PM
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marcwilliams is on a distinguished road
Default 790!
790 overall score
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  #15 (permalink)  
Old 05-25-2009, 06:35 PM
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katomun is on a distinguished road
Default 722!
After viewing my credit reports, I thought it would be in the lower 600s. 722 came from TU. This is my starting score before getting it up. Looking forward to your help!
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  #16 (permalink)  
Old 05-25-2009, 06:42 PM
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Quote:
Originally Posted by katomun View Post
After viewing my credit reports, I thought it would be in the lower 600s. 722 came from TU. This is my starting score before getting it up. Looking forward to your help!
It depends whats on your reports to get it better,but a good balance of different accounts will help.Plus a long history will help.
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  #17 (permalink)  
Old 06-22-2009, 10:40 PM
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sickboy0122 is on a distinguished road
Default my score is 582....
and im pretty much in the same boat... I paid off a bunch off my debt which was little... 150 here, 65 there, and 312 etc etc etc... Im going to get a secured card from my bank as well. How long will it be before you start seeing changes in your score? I just paid off all my debt this month. Do you think in a year I will be able to get a car loan? I want to save like 10grand by October of next year, and get my self into a 3 or 4 year old car with a nice down payment.
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  #18 (permalink)  
Old 07-16-2009, 04:30 AM
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It is essential to know that having good credit score is important. By having
good score getting unsecured credit cards and applying for loans is much easier.
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  #19 (permalink)  
Old 07-30-2009, 03:09 PM
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Lucky500 is on a distinguished road
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My middle score is currently 710, after a nasty bankruptcy in 2005 I worked diligently in credit repair and got rewarded.
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