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07-12-2007, 06:10 PM
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 Repairing credit question?
If I pay off small balances that have been sent to collections will this bring up my credit score or how will it affect it? Can closed/paid accounts be deleted from your credit report?What if the say they wont delete it but will mark it as paid, will this help my score, can i dispute it and have it deleted later?Do closed paid off accounts affect your credit score
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07-12-2007, 06:22 PM
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Yes, but not immediately unless you call the credit agency and have them clear the debt off your report. Most of the time your credit score will fluctuate as each company reports in, and most of them do it around every 6 months. And by the way, what that guy below me said is not true. I have lived this
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