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Old 07-12-2007, 07:10 PM
ATL ATL is offline
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Default How can I repair my credit?

I got my first credit card last august and have gone over the limit twice since then. I need my credit score to get back up to where it was by next January. Is it possible to do that, and how can I do it?
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Old 11-29-2007, 07:49 AM
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Default Reduce

Start by reducing the balance to around 25% of the credit limit.
For example: $1000 credit limit - $250 balance on card
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