Transunion/Equifax - Fraud Alert

[BS9999]

Is there a way to remove the "Fraud Alert" I placed on my credit fle? Back in 2004 I lost my SSN (or SIN for Canadian readers) and so I called Transunion and Equifax to report this. At the time they said they would put a fraud alert on my account so that if anyone tried to get credit the creditor would have to contact me by cell to confirm my identity before proceeding. My question, is there a way to remove this flag from my credit file becuase I don't need this extra protection anymore. I feel by having it on creditors become suspicious and limit what i can get. I havent contacted Trans/Equifax yet since they are closed now (wont open till monday).

[judge5519]

All you need to do is call them and explain the reason you want it removed and they will but as you said they are closed till Monday. Do it on Monday there is nothing to do till then

[chane]

I would write letters to all 3. The same thing happened to me. For some reason they decided to add a fraud alert without my permission to my file. The CRA that added it to my file also notified the other 2 CRAs and it ended up on all 3 reports.

Here is the letter I used:
(I got the fraud alert removed from all 3.)

Equifax Fraud Assistance
PO Box 105069
Atlanta, GA 30348

2/7/2007

Dear Credit Bureau,

I didn’t ask you to add an ‘Initial Fraud Alert’ to my credit report. You are committing fraud by placing the fraud alert on my report without my permission. Please remove the fraud alert from my personal credit report immediately.

Please send me confirmation of the fraud alert being taken off my report. Please also send me confirmation of your understanding that a Fraud Alert is NEVER ever to be put on my report again without my permission.

Thank you,

That one was for Equifax, here are the other addresses I sent it to:

Trans Union
P.O. Box 6790
Fullerton, CA 92834

Experian
PO Box 9532
Allen, TX 75013