Go Back   Credit Forum > Collection Agencies

Reply
 
Thread Tools
 
#1
 
Old 11-03-2011, 06:41 AM
Junior Member
 
Join Date: Oct 2011
Posts: 5
fusioncredit is on a distinguished road
Default Medical Collection from Local Attorney

I am trying to help my brother out with a medical collection that seems to have been transferred to or bought by a local attorney. The letter is from a local attorney and states they are trying to collect on a debt on behalf of the original creditor. I tried to find advice in the forum on what to do but haven't had much luck. Please someone help cause I need to respond to them by 11/12/11 (30 day window) before they try to sue my brother
Reply With Quote
 
#2
 
Old 11-05-2011, 09:38 PM
Senior Member
 
Join Date: Mar 2011
Posts: 502
Lian is on a distinguished road
Default

Dont be intimidated by the fact that the debt collector is also an attorney. If they are acting as a debt collector, they must comply with the FDCPA the same as any other debt collector.

Send them the DV letter within 30-days of their dunning notice, which invokes an automatic cease collection bar upon them until such time as they provide you your requested validation of the debt. In that letter, request the name of both the current owner of the debt and the original creditor.

In addition to sending them a DV letter, do you contest the accuracy of anything that has is being reported in your credit report? If so, a separate dispute of the accuracy of that information should be made, preferably under the direct dispute process rather than through the CRA. Disputes and DV requests are separate matters, and can both be pursued simultaneously.
Reply With Quote
Reply
Thread Tools

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is On
Trackbacks are Off
Pingbacks are Off
Refbacks are Off


Similar Threads
Thread Thread Starter Forum Replies Last Post
medical collection eaglesilas Collection Agencies 2 06-05-2011 04:00 PM
Trying to fix a medical bill collection. ams1slc Credit Repair 3 03-23-2011 09:56 PM
All 3 CRAs have verified a Paid Medical Collection invza1 Credit Repair 8 06-19-2009 04:58 PM
PAID Collection Agency for Medical Bill - Now what? ggarver Collection Agencies 7 05-02-2009 07:31 PM
Medical Collection Good Will Letter improving Credit Repair 1 04-16-2009 10:37 AM


All times are GMT -4. The time now is 07:51 PM.


Powered by vBulletin® Version 3.8.6
Copyright ©2000 - 2012, vBulletin Solutions, Inc.