| #1
| |||
| |||
|
I am trying to help my brother out with a medical collection that seems to have been transferred to or bought by a local attorney. The letter is from a local attorney and states they are trying to collect on a debt on behalf of the original creditor. I tried to find advice in the forum on what to do but haven't had much luck. Please someone help cause I need to respond to them by 11/12/11 (30 day window) before they try to sue my brother |
| #2
| |||
| |||
|
Dont be intimidated by the fact that the debt collector is also an attorney. If they are acting as a debt collector, they must comply with the FDCPA the same as any other debt collector. Send them the DV letter within 30-days of their dunning notice, which invokes an automatic cease collection bar upon them until such time as they provide you your requested validation of the debt. In that letter, request the name of both the current owner of the debt and the original creditor. In addition to sending them a DV letter, do you contest the accuracy of anything that has is being reported in your credit report? If so, a separate dispute of the accuracy of that information should be made, preferably under the direct dispute process rather than through the CRA. Disputes and DV requests are separate matters, and can both be pursued simultaneously. |
![]() |
| Thread Tools | |
| |
Similar Threads | ||||
| Thread | Thread Starter | Forum | Replies | Last Post |
| medical collection | eaglesilas | Collection Agencies | 2 | 06-05-2011 04:00 PM |
| Trying to fix a medical bill collection. | ams1slc | Credit Repair | 3 | 03-23-2011 09:56 PM |
| All 3 CRAs have verified a Paid Medical Collection | invza1 | Credit Repair | 8 | 06-19-2009 04:58 PM |
| PAID Collection Agency for Medical Bill - Now what? | ggarver | Collection Agencies | 7 | 05-02-2009 07:31 PM |
| Medical Collection Good Will Letter | improving | Credit Repair | 1 | 04-16-2009 10:37 AM |