Stuck.. need help with collections-1,2 punch

[julieann]

I sent a dispute letter to a collection agency certified mail. Once they signed for it I sent a dispute letter to the Credit bureaus. The collection agency sent me a letter stating they got my letter but noone had looked at my account yet and they would get with me as soon as someone did. I get a letter from the credit bureau 1 wk later stating the debt was verified as being mine. I still hadnt heard from the collection agancy. Then 2 wks after I got the letter from the credit bureau I recieved a letter from the collection agency with a copy of a bill. They were outside of the 30 day verification window and verified the debt with the credit bureau before me.. isnt that wrong according to the 1,2 punch? I sent them a letter saying they were in violation and demanded the info be removed from my credit but 2months later it still isnt.. what do I do now?

[Lian]

While some assert that it is a violation of the "cease collection" provision of FDCPA 809(b) for them to verify a dispute, I don't agree.

They have a compulsory legal requirement to respond to a dispute. In my opinion, that legal requirement is not superseded by a "cease collection" bar under the separate FDCPA debt collection practices statue.

It is not a debt collection activity, it is a dispute verification issue that carries a statutory requirement for response.

As such, in my opinion, the entire "1-2 punch" process is flawed in concept.