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Old 01-14-2011, 07:43 PM
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Default Debt suddenly erased from credit report

Okay so I had this debt on my account and I was fighting with CBSJ to remove my info from the credit report if they want payment.. now suddenly they have stopped calling me and the info has gone from my credit report (Although I think I did dispute it a few months back). Should I call and pay up anyway or just let it slide??

My concern with paying the debt is what if it shows up on the darn credit report again :-( All i want is a clean credit report. I don't mind paying off the debt.. please advise!!
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#2
 
Old 01-15-2011, 03:08 PM
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Let is slide.
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#3
 
Old 03-13-2011, 06:14 AM
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Chances are that they have sold the debt to another debt collector. You may see another collection on your CR in the near future, or another dunning notice. If that is the case, you would now be in a limbo zone, since you could no longer pay the old CA, and don't yet have a new CA to deal with.

If your primary concern is deletion now, and in the future, from your CR, then you might try a PFD to the old CA and see what, if anything, they have to say about their current ownership of the debt.

Letting it slide would imply to me that you are outside of SOL, and thus are concerned primarily with the credit reporting side of the issue.
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