Can I still send a debt validation letter?

[kreozZ]

Hi guys,

My question is reflected at the title of the thread: Can I still send my validation letter to collections if I missed an initial notice from them on the grounds that I was absent from the US for about 2 years??

I simply do not know if they sent me anything - I just noticed them on my credit report. If they did, then allotted 30 days have passed about 2 years ago.. Is there any law or agency that regulates such specific situations?

Thank you in advance!

[JeremyKean]

Absolutely! The collection agencies very rarely send out the mini-miranda notice certified, and if they didn't it certified they have no way of disputing your argument that you never received. Pursue forward good buddy

[kreozZ]

What if they simply ignore my DV letter despite CMRRR? Will I have to file formal complaints to Attorney General & BBB or even a lawsuit?

Thanks a lot!

[JeremyKean]

Originally Posted by kreozZ

What if they simply ignore my DV letter despite CMRRR? Will I have to file formal complaints to Attorney General & BBB or even a lawsuit?

Thanks a lot!

Make sure you send certified. Give it a round or two and document everything. I doubt you will get ignored twice.