| #1
10-22-2010, 08:08 PM
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 Should I respond to an old account?
So I have this old Visa account from years ago that dropped off my credit report about 2 years ago...then today I get in the mail a letter from a collection agency stating I have 30 days to dispute the debt or it will become valid. Since its so old do I need to reply? I know the SOL has run out on it already but to be sure shoud I repsond to them? I'm thinking they are being sneaky and trying to get me to pay something thats really old...
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| #2
10-23-2010, 05:42 PM
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Yes, reply saying that it's out of SOL and to cease and desist.
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