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Old 04-04-2010, 01:43 PM
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Default CA report to CRA asfter Cease & Desist

I received a collection letter from National Recovery Agency and the amount listed was incorrect. I immediately sent a Cease & Desist letter. They received the letter and I have the return receipt showing the receipt. The letter contains the following paragraph:

Furthermore, if any adverse information is placed on my credit reports by your agency, I will file suit against your organization to seek any and all legal remedies available to me by law.

This was in July of 2009. I now see that the placed a collection item on my credit report.

What are my next steps. Can they legally report this to the CRA after a Cease & Desist letter? The amount they have reported to the CRA is incorrect as it does not include payments made to the original creditor before it was placed for collection.

Ultimately I want it removed from my report. it is the only collection listed on my report. I would appreciate any recommendations on my next steps to have this removed.

Thank you
Dan
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