Medical collections - need help

[CreditCrisis]

The letter says its for the OC but in the text of the letter, it keeps saying "transfered to" the CA name and it keeps bascially refering to the account being transfered. how can i doctor it up and stil have it be as effective?

thanks

[Trish]

Originally Posted by CreditCrisis

The letter says its for the OC but in the text of the letter, it keeps saying "transfered to" the CA name and it keeps bascially refering to the account being transfered. how can i doctor it up and stil have it be as effective?

thanks

:confused: Not sure what you mean. The only place I see where it talks about transferring to a third party is in the insert "a".

[CreditCrisis]

I'm just not sure that this letter will work by the way it reads.

my debt on my report is from the hospital. this letter almost seems like its intended for a collection agency.

[Trish]

No no! It's ONLY for an OC/original healthcare provider..........it is just stating that you do not wish for payment to be transferred to the CA. That's all.

And it's only in the inserts. There is no other mention of a CA in the letter.

What is your reason for sending the HIPAA letter? Which insert (a, b or c) applies to you?

[CreditCrisis]

okay awesome. the insert about how it was not sent to my insurance in a timely matter applies to me. its the accounts i told you about that are really from 2006 and report as being from 2008 and i had medi-cal, full $0 benefits and they just didnt send it in time. medi-cal told me they will be unable to pay for it now because the medical accounts are so old.

[Trish]

Ok, then that should work for you just fine. Even if it is being reported ONLY by the OC, I'm sure it is in collections (even if it is only their internal collections).......so that insert wording should still be ok for you. You could just put their name instead of a CA name. kwim?

[CreditCrisis]

awesome just waiting for the prior dispute to come back. then i have a whole new round of hard hits to mail out

[CreditCrisis]

ok Trish, my report from experian came in the mail yesterday...these medical accounts are reporting from CMRE....now what?

[Trish]

Originally Posted by CreditCrisis

ok Trish, my report from experian came in the mail yesterday...these medical accounts are reporting from CMRE....now what?

Is this one that you sent the medical dispute letter on? CMRE is a CA right? Do you know who the OC is?

[CreditCrisis]

yeah. on the previous report i pulled (from a third party, my fault there) it says its reporting only from Palomar (the oc) but the report i got from experian, shows it only reporting from CMRE (the CA)