Medical collections - need help

[jjgross]

Originally Posted by Trish

You used insert b in your letter right?
Did they send you anything else besides records? Any sort of response or letter? If so, what did it say?

And just to refresh me and make sure I'm understanding this right....
These are unpaid medical bills that were not submitted to insurance in a timely manner, right?

If goes back to 2004 have you made any payments after that?Trish it looks like they re aged it?Maybe?Where have you been,my lawsuits on hold:eek:

[CreditCrisis]

Yes, I used insert B. There is a long response letter that basically says they received my letter and they sent me my records to show me that they are on my credit because they are unpaid balances. Nothing about not submitting on time, validating, nothing! And I got my Experian credit report yesterday and there are like…8 accounts on there with CMRE from these people! (hospital)

Should I just send a copy of my report and highlight what reports wrong and that they need to resubmit? Also I work in the health field and I found out the other day, a bill can be submitted to Medi-cal up to 2 years after the date of service. So they had plenty of time to do this!

[Trish]

Hmm....ok.
When I did this it was with insert a........so let me do a little bit of research and see what I can find out.
You will need to send them a follow up letter. I will get back to you shortly on this.

[CreditCrisis]

great thank you so much!

[Trish]

Originally Posted by CreditCrisis

Yes, I used insert B. There is a long response letter that basically says they received my letter and they sent me my records to show me that they are on my credit because they are unpaid balances. Nothing about not submitting on time, validating, nothing! And I got my Experian credit report yesterday and there are like…8 accounts on there with CMRE from these people! (hospital)

Should I just send a copy of my report and highlight what reports wrong and that they need to resubmit? Also I work in the health field and I found out the other day, a bill can be submitted to Medi-cal up to 2 years after the date of service. So they had plenty of time to do this!

Can you get the above in red in writing from the insurance company?
Talk to Medi-cal. See if you can get them to write a letter stating insurance was not filed in a timely manner (and also that the OC has 2 years would be a huge plus).
Then you can send that to the hospital to show them that you are not responsible.

[CreditCrisis]

i will see what i can do. thanks!

[CreditCrisis]

Hey guys...


so i finally am getting my medical collectins removed! Palomar Pomerado Health (PPH) offered me whats called "charity care" they had me fill out a form and include a copy of my last years taxes and i was approved! pretty sweet huh? they will be sending me, the CRA's and any CA's the letter of removal within the week!!! I'm stoked!! Thats about $3,000 of what is showing as new collections on my experian!!!!

Yippppppppeeeee!!!!! :p:D

[jjgross]

Originally Posted by CreditCrisis

Hey guys...


so i finally am getting my medical collectins removed! Palomar Pomerado Health (PPH) offered me whats called "charity care" they had me fill out a form and include a copy of my last years taxes and i was approved! pretty sweet huh? they will be sending me, the CRA's and any CA's the letter of removal within the week!!! I'm stoked!! Thats about $3,000 of what is showing as new collections on my experian!!!!

Yippppppppeeeee!!!!! :p:D

Way to go one down:D

[Trish]

Originally Posted by CreditCrisis

Hey guys...


so i finally am getting my medical collectins removed! Palomar Pomerado Health (PPH) offered me whats called "charity care" they had me fill out a form and include a copy of my last years taxes and i was approved! pretty sweet huh? they will be sending me, the CRA's and any CA's the letter of removal within the week!!! I'm stoked!! Thats about $3,000 of what is showing as new collections on my experian!!!!

Yippppppppeeeee!!!!! :p:D

That's great!
Are these the accts you were doing the HIPAA method with? The ones that weren't submitted to insurance in a timely manner?

[CreditCrisis]

YES. and it turned into them sending me my medical records and showing them that they were incorrect. so to get rid of the correct ones, she sent me the application for charity care.:p