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Old 05-17-2007, 03:35 PM
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marxistharpist is on a distinguished road
Default Can I sue a creditor for violating the FDCPA?

I filed bankruptcy last year, since then a creditor has been calling my friends and family and writing them letters to attempt collection. They have also put a lean against my bank account. Can I sue them for damages?

The bank account, my creditor outsourced a third party collection agency, so while the creditor was notified, the other agency wasn't. They did get a court order for my bank account, because I never received a subpoena for the matter.

In fact, the creditor never actually attempted to contact me directly, thoug they hd my info, they called and sent letters to mine and my roomates references for me. I didn't know anything until my bank acccount was negative 1600 one morning and I started looking into it. Also my lawyers dodging my calls so I'm in a bit of a rut.
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Old 05-18-2007, 12:20 AM
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Yes, you can. The creditor is not alowed by state law to be calling your friends or family or employer at all. It is against state law. You can file a restrainingg order and harrasment charge also because he/she is conctating friends and family. So you have a lawsuit and a valid complaint also.
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