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03-13-2009, 04:42 PM
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 Cach llc
Has anyone had any experience with CA, CACH LLC in Denver Co,...? I have sent them a Validation letter via CMRRR to their address listed on all 3 CRA reports (370 17th St Suite 5000 Denver, Co) and I recieved the letter back (return to sender) stating that the forward time has expired with a different address (4340 S Monaco St. Unit 2 Denver, Co) So I sent another CMRRR to that address. I never recieved my RR card back so I checked the statis of the letter via USPS.COM and the letter was delivered on Feb 25th. It is now March 13th and I have not recieved my RR card yet. I decided to do a google search on CACH LLC and there was many sites, articles and alot of negative info on this company regarding them not adhering to the FDCRA laws. Not sure how to approach this now...
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03-13-2009, 08:17 PM
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It is possible that the RR card was lost. I have had this happen.....or had it show up VERY late. At least you have the website for tracking proof. Be sure to print that info out if you haven't already. Give them a month to respond to your second letter. If you still haven't rec'd anything from them, send a DV2 letter. Then if you still haven't heard from them.......file complaints with the FTC, BBB, ACA international and their state's AG. Then redispute with the CRAs stating you have made SEVERAL attempts to contact them and have not received a response. Oh....almost forgot... If you haven't disputed this yet with the CRAs, go ahead and do so now. It might not be too late to get them in a time crunch. They are not allowed to verify with the CRAs until they validate the debt with your or it's a violation. |
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03-13-2009, 09:12 PM
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You're welcome JC  One other thing you should check is to see if this CA is even licensed to collect in CO. I was googling around and the Colorado AG site is not working right..........but you could call them and ask if they are licensed to collect in your state. Cash recovery is based in Chicago IL, and if this debt is only assigned....and they are not licensed in Colorado......that's a big no no. |
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03-13-2009, 09:20 PM
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Um........lol.....yes.  My bad. I thought when you said Denver, Co in your first post.......you meant you lived there. ha. Well, it doesn't look like their licensed in Florida. Look here. https://real.flofr.com/ConsumerServi...ds/Search.aspx See if you can find them. That's something nice to have under your belt in case it's needed.  |
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03-13-2009, 09:32 PM
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Hi Trish, Unfortunately it looks like they are licensed here in Florida but their license expires in Dec 2009. See link: https://real.flofr.com/ConsumerServi...51&licDesc=CCA But I thank you for giving me that link, I can check for other CA's to see if they are licensed here in the Sunshine State. |
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03-13-2009, 09:34 PM
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You know what........I just realized it. For some reason I was looking up "cash llc" not cach llc. Sorry about that. Yes, I see they are licensed. Yes, it's always good to check any time you have a CA trying to collect or report on you. |
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