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credit collections company. She provided me with a letter? sent to her, on which she said she had never had any credit with that company. She sent this back within 30 days. But it wasnt notorized. They never validated the debt. Court is in 13 days and my question is , is it too late to ask them for validation? I have proof that she sent the letter. Also since court is in 13 days and by law they have 30 days to respond am I out of luck or could I still send them the request before I enter her answer which will be this Friday?If she didn't send it certified is it pretty much useless? And if so what do I do next?Does the law require it to be certified?Also is it legal for rhis law firm to decide to settle out of court then to ask me for my mother checking account information and say they won't withdraw until next week without giving me proof of the debt in the first place and sending me anything in writing?If I find they are in violation do I file the countersuit before my court date?
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Just go to court with the letter! If you don't show up in court they'll enter a judgment in absentia. Although you can get that vacated at a later time, just go, bring the letter and the judge will probably find in your favor!
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