Your credit card debt goes to Collection Agency?

[angeiguy16]

My father is 63 years old and he's is not working anymore.He had a credit card debt of about 9000 dollars and I think the credit card company sold it to the collection agency. What happens when it goes to collection agency? He doesn't have any property under his name. Just a automobile. Can they take his social security check from him, since he doesnt have any income?

[charchar]

Along with millions of other people! He could file bankruptcy, I don't suspect they sold it to the collection agency. That is just what credit card or any other company does on delinquent accounts. They pay them to collect it for them. They will take him to court, maybe reposes his car. Remember the old saying "You can't get blood out of a turnip" means they ain't going to nothing!

[RICHARD S]

they can file a judgement and if he doesn't pay it goes on his credit report

[neta_3]

Yes. over time the credit card company will send it to collections. I did it to me. But what you can do is either talk to they to see if they may be able to work a payment out ( Do the lowest amount they will take). If already in collections call the credit carf company to see if they can take it back out of collections and try to work out a payment too.