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10-11-2007, 02:50 PM
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 Charge off after 5 months?
Should this be a charge-off??? In November of 2005 (right after my husband and I deployed to Germany) a collection agency started reporting a charge-off to Experian. In March of 2006 I paid the collection agency in full and it still says charge-off. Is it possible that they could post this as a charge-off? What is the time frame that it must be in collections before it becomes a charge-off? Is there any way to get around this? Especially since technically my husband and I are deployed? Please help someone!! I don't want to have to live the next 7 years with bad credit!!
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10-11-2007, 02:56 PM
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Call the credit bureau and ask for an explanation
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