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Old 09-17-2007, 03:18 PM
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...consumer harassment to for a disputed medical debt? Medical debt should be covered by insurance and is currently under investigation with medical facility. In the meantime, debt was purchased by a collection agency who now is calling repeatedly demanding payment. I've disputed with credit bureaus and with collection agency, but they are now threatening legal action. What else can I do?
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Old 09-17-2007, 08:31 PM
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Write the collection agency and tell them you do not want to be contacted by phone. Do a certified letter so you have proof they recieved the letter. They have to stop calling at that point. They are also required to send you a letter, stating who they are trying to collect for, and that you have so many days to send it back saying you are disputing the claim. They will threaten legal action, which this is also illegal for them to do, unless they actually intend on taking you to court. With the letter, the phone calls should stop. You can also tell them on the phone that you do not want them to call you anymore, and that should make the calls stop, but the letter is your written proof. Depending on how much its for, they probably won't take you to court. If you are disputing it, then they probably can't take you to court, and if they do, then you can explain it all to the judge, and they will decide on what to do.
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