Wow..I can actually start new

[Homebody]

I have been reading your posts with great enthusiasm ..find it hard to believe that I can actually clear out my credit...I have been feeling like such a loser since filing BK a year and a half ago.

I don't think I'll be able to afford the law firm and would like to get some guidance as to how to start the process on my own.

After I was discharged I was told that in order to get new credit I would have to make sure all the creditors were listed as IIB....from what I read here..that was a big mistake and may stop the process of removing the BK from my record as I have admitted to having these accounts in the past. Is that true?

First thing tomorrow I will order my credit reports and start from there. What is the next step after that?