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"Learn the Secrets I Used to Wipe Away Negative Items (That I Still Owed) on My Credit Report and Raise My Scores Over 200 Points!"

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Old 07-04-2008, 08:09 AM
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Default Need assistance

Okay so I have sent out my letters to the CA's and now i'm in the middle of writing my dispute letters to the big 3 however, i'm lost in what to say. I have to get the addresses removed because I don't live at any of them anymore, I also need to get names removed because they aren't my legal name and I need to get the big 3 to ask for validation from the CA's about the account. Therefore I have a lot to do in 1 letter, can anyone help me with this. i have read the samples and it still don't help me with what I need to do.
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Old 07-04-2008, 09:05 AM
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Example of my letter so far, Please make corrections or anything you believe needs to be changed.

Name
address

Social Security number: XXX-XX-XXXX
Date of birth: MM/DD/YYYY

Experian
2220 Ritchey
Santa Ana, CA 92705

Date

Dear Credit Agency,

I am writing you today in reference to some errors I found on my credit report. I recently purchased my credit report because I was denied a loan and found that the following errors were on it and ask that they be removed or corrected.

The following address (address here) is my address and all others should be removed for they are inaccurate

My legal name is (Legal name) and I don’t use (insert short names) or any other variations of my name besides my first Middle initial and last name. Therefore any of the ones listed that are not with this prefix should be removed.


Please provide evidence that the following account belongs on my report and that my rights have not been abrogated. In the event that none exists, please delete this damaging account.
Account name, account number
Account name, account number
Account name, account number
Account name, account number
Account name, account number
Account name, account number

Thank you,


(name)
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Old 07-04-2008, 04:48 PM
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It seems a little too verbatim of one of the letters from the main site. You may want to consider revising it so it works specifically to your own situation.
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Old 07-05-2008, 12:27 PM
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I used a template from one of the ones on the main page but I wrote everything in myself besides the credit line and the the account names and numbers. LMAO. other then that I did my own saying on the top about address and names.
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Old 07-28-2008, 09:41 AM
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I like the template in this thread the most...I think it covers everything well, and just need to fill in the necessary numbers and names.
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