CHpt 7 Discharged 01/2001

[gengis]

Hello everyone, This is my first post.
Can a chpt 7 discharged on 01.2001 be removed from a credit report and please tell me how.
Thank you so much in advance!!!

[Trish]

It is possible. The disputing process is very similar to disputing judgments. You would just need to modify the letter to fit your situation.

Hope that helps

[gengis]

Originally Posted by Trish

It is possible. The disputing process is very similar to disputing judgments. You would just need to modify the letter to fit your situation.

Hope that helps

Thanks alot Trish!!!

[Trish]

You are welcome.

[jjgross]

Originally Posted by Trish

You are welcome.

You can also diispute on the content of the bk7,look through it and find any error like wrong address,wrong date,wrong balances etc.

[MDI]

You can not dispute any bankruptcy...it will stay on your credit for 10 years. Sorry!

[Trish]

You can challenge anything on your CR.
It may be very difficult to get off......but you can dispute a BK.

[MDI]

Trish, you are correct...the only thing that you can dispute is if there was an account that was suppose to have been included in the BK and that is all.

As far as a credit bureau removing a bankruptcy that is actually yours and all infomation being correct, it is not going to come off your credit...but you can dispute if you choose.

[CreditCrisis]

Question:

I have some accounts that are from 2003ish that were included in my discharged in 2005 bk7. Do these accounts now stay on 7 years from the bk date, or still from the original date of the account?

thanks!!

[Trish]

Originally Posted by CreditCrisis

Question:

I have some accounts that are from 2003ish that were included in my discharged in 2005 bk7. Do these accounts now stay on 7 years from the bk date, or still from the original date of the account?

thanks!!

I believe it should still be from the DOFD. I will try to make sure of this though......don't want to tell you the wrong thing.