credit reporting posting post BK

[ynkewmn]

In 2005, DH and I included a BOA account in our BK. On both our CR's, there are listings for two BOA accounts, IIB. I do not recognize either account #'s as accounts we had listed, and the dollar amounts do not match any account we included. I have disputed this several times with the CR's and it always comes back verified.


Can a creditor legally change account #'s on an old account, after they purchased the account? I am thinking they bought these accounts from MBNA.
We had two accounts IIB with MBNA, but the dollar amounts don't match the BOA accounts either. ?

[jjgross]

Originally Posted by ynkewmn

In 2005, DH and I included a BOA account in our BK. On both our CR's, there are listings for two BOA accounts, IIB. I do not recognize either account #'s as accounts we had listed, and the dollar amounts do not match any account we included. I have disputed this several times with the CR's and it always comes back verified.


Can a creditor legally change account #'s on an old account, after they purchased the account? I am thinking they bought these accounts from MBNA.
We had two accounts IIB with MBNA, but the dollar amounts don't match the BOA accounts either. ?

Redispute and have them tell you what method they used to verify. They probaly used e-oscar. Make them call then give you the name address and phone number of the person they verified. Or you can call them yourself and talk to them.