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  #1 (permalink)  
Old 01-20-2008, 12:13 PM
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bankerdaz is on a distinguished road
Default for how long does a personal bankruptcy

(Chapter 7) stay on your credit report? I think it's either 7 or 10 years. Which is it? And after that time how do you get it removed?
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Old 01-20-2008, 12:23 PM
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joyfulgirl1968 is on a distinguished road
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I think it's 7 years.
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Old 01-20-2008, 12:35 PM
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pdevans1963@rogers.com is on a distinguished road
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7 years from the date of the final deree. also note that government debt is not protected by bankruptcy law. you still owe taxes and student loans
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Old 01-20-2008, 05:35 PM
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shannonlbuck is on a distinguished road
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7 years. Also you will get lots of credit offers for people with bankrupsy. You dont have to do anything it should just come off.
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Old 01-20-2008, 06:01 PM
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Mike S is on a distinguished road
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chapter 7 - 10 yearschapter 11 - 7 years
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Old 01-20-2008, 08:45 PM
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bor_rabnud is on a distinguished road
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7 years to life especially if they ask you if you ever had bankruptcy. On the bottom of credit report it always is there.
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Old 01-21-2008, 10:56 AM
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kimaam is on a distinguished road
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i think about 7 yrs too.
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Old 01-21-2008, 11:31 AM
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"Potentially negative information, such as missed payments and most public record items remain on a personal credit report for 7 years, with the exception of Chapters 7, 11 and 12 bankruptcies, which remain for 10 years,"

www.experian.com
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