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"Learn the Secrets I Used to Wipe Away Negative Items on My Credit Report and Raise My Scores Over 200 Points!" FREE Credit Repair Tips - Just enter your first name & email address to the right. |
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I would start with a small loan from your bank. Don't spend the money, but use it to pay the loan back monthly. Make sure that you always pay at least 5 days before the payment is due, and pay the loan off before the term is up. This way you will have something positive reporting on your credit every month.
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| Before you do make sure they report some secured cards don't they treat them like debit cards.
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Orchard definitely reports to all 3........my dh and I both have this card. Depending on your scores, you may want to try some dept store cards too. Target, Walmart and Macy's are fairly easy. Chevron has a rebuilder card for poor credit. Crown jewelers is a GREAT starter CC. They will approve anyone with a job and valid phone #. No credit check and they usually give you a $1500 limit BUT you have to buy something for them to report it. (I just bought a cheap pair of earings and paid it off fast) You may also want to check local credit unions and try getting a secured loan. |