You could look at the local classified ads in your local or city paper - or on Craig's List, and find an individual who wanted to sell an old, used car cheap. You would have to pay cash though, most likely, in that case. That is kind of the same thing as a down payment on a more expensive car.Buying a brand-new new car is certainly out of the question.Having a job, and saving as much money as you can, is probably the key thing for you now. I would look very hard into using public transportation for the next 6 months or so, and saving as much money from each paycheck as possible.Do not eat out at fancy restaurants, no new clothes for a while (unless you don't have a warm winter coat), buy groceries and cook/eat at home, etc.There is a lot of information online about public transportation. I will give you a few links here, to get you started.Note that Google Maps just started helping you plan routes from point A to point B that use public transportation. Also, metropolitan mass transit systems also have their own web sites and their own route planners. So look for those too.If you are in a small, rural town you will need to find out if there is a local commuter bus system there. If not, you may need to pay someone for sharing a ride with them to/from work each day.Once you save enough money, buy the car and continue to be frugal to solidify your financial security. Put your money in savings. Eventually, try putting some in certificates of deposit, mutual funds, and maybe treasury bills.At some point, you might be able to get a credit card or loan again. Make the payments on time. With a nest egg of savings, this will be easier to do.When you use public transportation, you help America save energy, reduce dependence on foreign oil sources (some of which are the countries where a lot of the 9/11 attackers came from), reduce global warming, and cut down on air pollution in the lower atmosphere and attacks on the ozone layer in the uppermost atmosphere. The ozone layer blocks a lot of the UV rays from the sun that cause skin cancer.So even though it takes more time to use public transit each day - you are really helping out your community, country, and world in a very big way. So you should not feel bad about it, you should feel like a hero, making your own contribution to making this world better.You will probably find yourself with spare time on your hands, waiting for buses or commuter trains to get to or from work. Obviously, you can read, or you would not be here! I suggest checking out books from the library to read while you are waiting for for the ride. It will not cost you anything, assuming you take good care of it, do not lose it, and do not let it get rained on.I have provided quite a long list of resources for how to get rides. The last two links tell how to restore your credit so you can buy a car (there is no quick fix) and the other has thousands of books you can download for free, so you can download them to a PDA to read or just print them out and read them.
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05-04-2007, 12:29 AM
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